Entering the world of cryptocurrency can feel complex, but it doesn’t have to be. Finding a reliable and user-friendly platform is the first step toward building your digital asset portfolio. XT.com offers a comprehensive ecosystem designed to make buying, selling, and trading cryptocurrencies straightforward and secure. Whether you’re making your first purchase or are an experienced trader looking for advanced options, XT.com provides a variety of methods to suit your needs.

This guide will walk you through the various ways you can buy crypto on XT.com. We will explore everything from instant credit/debit card purchases and third-party payment gateways to peer-to-peer (P2P) and Over-the-Counter (OTC) trading. You’ll discover how XT.com combines flexibility, security, and ease of use to create a superior trading experience for users worldwide.

Why Choose XT.com for Your Crypto Purchases?

XT.com has established itself as a leading social-infused cryptocurrency exchange, serving millions of users since its launch in 2018. The platform is built on a foundation of security, performance, and user-centric design. It supports a vast array of digital assets and provides multiple on-ramps for converting your fiat currency into crypto.

Here are a few reasons why XT.com stands out:

• Versatile Payment Options: XT.com supports numerous methods for buying crypto, including direct purchases with Visa and Mastercard, seamless integrations with trusted third-party payment providers, and flexible P2P and OTC trading desks.
• Global Accessibility: With support for over 90 fiat currencies and more than 70 cryptocurrencies, XT.com makes it easy for users around the globe to participate in the digital economy.
• Robust Security: XT.com prioritizes the safety of your assets and data. All users must complete Know Your Customer (KYC) verification, and the platform employs advanced security protocols, including digital asset custody services, to protect every transaction.
• User-Friendly Interface: Whether you’re using the desktop website or the mobile app, the platform is designed for a smooth and intuitive experience, guiding you through each step of the purchasing process.

Method 1: Buy Crypto Instantly with a Credit/Debit Card

For those who value speed and convenience, buying crypto with a credit or debit card is one of the most direct methods available on XT.com. This feature allows you to purchase cryptocurrencies like USDT instantly using your Visa or Mastercard.

How to Buy Crypto with a Card on XT.com

The process is designed to be simple and efficient, getting crypto into your account in just a few steps.

1. Navigate to the Buy Crypto Page: After logging into your XT.com account, select “Buy Crypto” from the main navigation menu and then choose the “Credit/Debit Card” option.
2. Enter Your Purchase Details: In the purchase panel, specify the amount of fiat currency (e.g., USD) you wish to spend. The system will automatically calculate the amount of USDT you will receive based on the current exchange rate.
3. Add Your Payment Card: If it’s your first time, you will need to add a new card. Click “Add New Card” and enter your card number, expiration date, and CVV. For security, you must complete KYC verification before binding a card.
4. Confirm Your Order: Review the transaction details, including the quoted price and any applicable fees. Agree to the terms and click “Confirm” to proceed.
5. Complete the Payment: You will be redirected to your bank’s secure payment page to authorize the transaction. This usually involves entering a one-time password (OTP) sent to your phone. Once confirmed, the payment is processed.
6. Receive Your Crypto: After a successful payment, the purchased crypto will be deposited directly into your XT.com spot account within minutes.

This method is perfect for users who want a fast and hassle-free way to acquire digital assets without leaving the XT.com platform.

Method 2: Flexible Purchases Through Third-Party Payments

XT.com has partnered with a wide network of trusted third-party payment gateways to offer even more flexibility. This option allows you to buy cryptocurrency with third party, enabling purchases of over 70 different cryptocurrencies using more than 90 fiat currencies through various local and international payment methods.

Our partners include industry leaders like Banxa, Mercuryo, Simplex, MoonPay, Alchemy Pay, and Unlimit, each providing a secure and reliable on-ramp service.

How to Use Third-Party Payment Channels

1. Access the Third-Party Page: From the “Buy Crypto” menu, select the “Third-Party Payment” tab.
2. Select Your Currency and Crypto: Choose the fiat currency you want to spend and the cryptocurrency you wish to receive. Enter the amount, and the system will show you the estimated crypto you’ll get.
3. Choose a Payment Partner: The platform will display a list of available third-party providers based on your selected currencies. Each provider may offer different rates and payment methods (e.g., Apple Pay, SEPA, bank transfers). Select the one that best suits your needs.
4. Confirm and Proceed: After choosing a channel, you’ll see a summary of your order. Confirm the details and agree to the disclaimer to be redirected to the partner’s secure payment interface.
5. Complete KYC and Payment: You may need to complete a separate, one-time KYC verification with the third-party provider. Follow their on-screen instructions to submit your information and complete the payment.
6. Crypto is Deposited: Once the transaction is finalized, the third-party provider will send the cryptocurrency directly to your XT.com wallet.

This method provides immense flexibility, allowing you to use familiar local payment options while benefiting from competitive rates offered by different providers.

Method 3: Peer-to-Peer (P2P) Trading

Peer-to-Peer (P2P trading) lets you buy and sell cryptocurrencies directly with other users. XT.com acts as a facilitator, providing a secure platform and an escrow service to ensure that both parties honor the transaction. This method offers competitive pricing and supports a wide range of payment methods set by the individual sellers.

On XT.com’s P2P market, you can trade popular cryptocurrencies like USDT, BTC, ETH, USDC, and more.

How P2P Trading Works on XT.com

For Buyers:

1. Go to the P2P Trading Section: Find “P2P Trading” under the “Buy Crypto” menu.
2. Filter and Select an Ad: Choose the cryptocurrency you want to buy and the fiat currency you’ll pay with. You can browse advertisements posted by merchants, filtering by price, payment method, and transaction limits.
3. Place Your Order: Once you find a suitable ad, click “Buy.” Enter the amount you want to spend (in fiat) or the quantity of crypto you wish to purchase. This will lock the crypto in XT.com’s escrow service.
4. Make the Payment: The order details will show the seller’s payment information. Use your preferred payment app or bank to send the correct amount to the seller within the specified time frame.
5. Confirm Payment and Receive Crypto: After sending the money, mark the order as “Paid” on XT.com. The seller will then verify the payment and release the crypto from escrow. The digital assets will be transferred to your spot account.

XT.com’s escrow system protects both buyers and sellers. The cryptocurrency is held until the payment is confirmed, eliminating the risk of a seller failing to release the assets after receiving payment. All users must complete KYC verification, adding another layer of security to the P2P marketplace.

Method 4: Over-the-Counter (OTC) Trading for Large Volumes

For institutional clients and high-net-worth individuals looking to execute large-volume trades, XT.com offers a dedicated Over-the-Counter (OTC trading) service. OTC trading is conducted off the public order books, which prevents large transactions from causing price slippage and impacting the market.

The XT OTC desk provides a high-touch, personalized service, ensuring competitive pricing and secure settlement for significant trades.

Key Benefits of XT OTC

• Customized Service: An expert OTC team works directly with you to tailor a detailed deposit and withdrawal plan that meets your specific needs.
• Competitive Pricing: Get access to deep liquidity and competitive quotes for large block trades, ensuring you get a fair price without disrupting the market.
• Broad Currency Support: The OTC desk supports multiple major fiat currencies, including USD, EUR, GBP, HKD, and JPY, for both deposits and withdrawals. Supported cryptocurrencies include USDT, USDC, BTC, ETH, and more.
• Compliance and Security: XT OTC adheres to strict global AML/KYC policies to ensure all transactions are compliant and secure.

The XT OTC Trading Process

1. Registration and Verification: First, you must have an XT.com account and complete the required KYC verification.
2. Contact the OTC Team: Reach out to the dedicated OTC expert team via Telegram to discuss your trading needs.
3. Receive a Quote: The team will devise a plan and provide you with a competitive price quote for your intended transaction.
4. Settle the Trade: Once you confirm the transaction details, the trade is settled securely within minutes after the payment arrives.

The minimum transaction amount for the OTC service is 50,000 USDT, making it the ideal solution for large-scale investors who require discretion and professional handling of their trades.

Get Started on the XT.com App

All of these crypto-buying methods are also available on the XT.com mobile app. Whether you choose P2P trading or a third-party payment provider, you can easily purchase crypto on the go. The app provides a seamless experience, allowing you to manage your portfolio, track orders, and execute trades from anywhere. Simply download the app, log in, and tap “Buy Crypto” on the homepage to access all the available options.

Your Gateway to the Crypto World

XT.com is more than just an exchange; it’s a complete ecosystem designed to empower your journey into digital assets. By offering a diverse range of secure and convenient purchasing options, the platform removes the traditional barriers to entering the crypto market. Whether you prefer the simplicity of a card payment, the flexibility of third-party gateways, the direct interaction of P2P trading, or the personalized service of an OTC desk, XT.com provides a tailored solution for you.

With its commitment to security, global accessibility, and user-centric design, XT.com stands as the ideal platform to begin or expand your cryptocurrency investments.

About XT.COM

Founded in 2018, XT.COM is a leading global digital asset trading platform, now serving over 12 million registered users across more than 200 countries and regions, with an ecosystem traffic exceeding 40 million. XT.COM crypto exchange supports 1,300+ high-quality tokens and 1,300+ trading pairs, offering a wide range of trading options including spot trading, margin trading, and futures trading , along with a secure and reliable RWA (Real World Assets) marketplace. Guided by the vision “Xplore Crypto, Trade with Trust,” our platform strives to provide a secure, trusted, and intuitive trading experience.