Question 1

Apa itu Pinjaman Agunan XT?

Accepted Answer

Pinjaman Agunan XT adalah layanan pinjaman cerdas mutakhir yang memungkinkan pengguna meminjam mata uang kripto dengan staking aset kripto mereka yang ada (misalnya, BTC, ETH) sebagai agunan, tanpa harus menjualnya. Baik Anda ingin meningkatkan likuiditas aset, meningkatkan investasi, atau mengoptimalkan alokasi aset, Pinjaman Agunan XT menawarkan solusi yang lancar dan efisien untuk memenuhi kebutuhan Anda.

Question 2

What assets are supported as collateral?

Accepted Answer

Pinjaman Agunan XT mendukung ratusan mata uang kripto populer, termasuk BTC dan ETH. Untuk daftar lengkap token yang didukung, silakan kunjungi Pinjaman Agunan XT - Info Pinjaman .

Question 3

Berapa jangka waktu pinjaman yang didukung?

Accepted Answer

Pinjaman Fleksibel: Tersedia hingga 90 hari, tanpa penalti untuk pembayaran lebih awal, menawarkan fleksibilitas maksimal.
Pinjaman Berjangka Tetap: Tersedia dalam jangka waktu tetap 7 hari dan 30 hari, memungkinkan Anda mengelola penggunaan dana pinjaman Anda dengan lebih baik.

Baik pinjaman fleksibel maupun pinjaman berjangka tetap mendukung pembaruan sebelum tanggal jatuh tempo, dengan berbagai opsi jangka waktu pembaruan yang tersedia.

Question 4

Aset kripto yang dipinjam dapat digunakan untuk apa?

Accepted Answer

You have unrestricted access to the borrowed crypto assets, which can be used for a variety of purposes, including but not limited to:

Trading: Conduct spot or futures trading to capture market opportunities and maximize profits.
Investment: Invest in XT Earn products or engage in on-chain staking to achieve stable returns.
Platform Activities: Participate in events such as Launchpool to unlock additional benefits and grow your portfolio.
Withdrawal: Withdraw funds directly to other exchanges or external addresses, including on-chain wallets, without restrictions.

Question 5

Bagaimana bunga dihitung?

Accepted Answer

Interest is calculated on an hourly basis, with specific rules as follows:

Interest Calculation: Interest is calculated on an hourly basis, with any fraction of an hour rounded up to a full hour.
Interest Formula: Principal ✖️ Hourly Interest Rate ✖️ Loan Duration (by hours).
Flexible Loans: Interest remains unchanged for up to 90 days, and loans can be repaid at any time without penalty.
Fixed-Term Loans: Interest remains fixed during the loan term, but early repayment incurs a penalty.

Whether you choose a flexible or fixed-term loan, you can manage costs with ease while enjoying a seamless and flexible borrowing experience.

Question 6

Apa konsekuensinya jika tidak melakukan pembayaran tepat waktu?

Accepted Answer

In the event of overdue payments, the system will handle them according to the following rules:

Overdue Interest: During the overdue period, interest will be charged at three times the normal rate.
Forced Liquidation: If the overdue period exceeds 7 days, collateral assets will be subject to forced liquidation.

Recommendation: Users are advised to make timely repayments or choose to extend the loan to avoid additional losses caused by overdue payments.

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Keuntungan Pinjaman Agunan XT

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Periode Pinjaman Fleksibel

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