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Polygon Empowers Users to Spend Stablecoins Instantly Across 150M+ Merchants

Polygon Empowers Users to Spend Stablecoins Instantly Across 150M+ Merchants

2025-10-31

Polygon

  1. Polygon partners with DeCard by DCS to enable stablecoin payments at over 150 million merchants worldwide.
  2. Users can now spend USDT0 and USDC through DeCard accounts directly on Polygon’s Proof-of-Stake network.
  3. The integration bridges the gap between digital currencies and real-world payments.

Polygon has reached an important milestone in the realization of its vision to integrate cryptocurrency in spending habits. The CEO of the Polygon Foundation, Sandeep Nailwal, announced that DeCard, in partnership with DCS Diners Club Singapore, has integrated cross-border payment capabilities via stablecoins such as USDT0 and USDC.

The new technology gives users of cryptocurrency the same ease in spending the currency as they would with contactless payment cards.

As per the latest announcement by the team, DeCard’s launch is one of the biggest stablecoin payment integrations yet. This is because more than 150 million merchants worldwide can process stablecoins with the help of DeCard accounts on Polygon.

The tool allows users to stash USDC and USDT funds directly in either DeCard or DeCard Luminaries accounts, instantly exchanging them for spendable funds for completing purchases.

This new trend combines two rapidly growing markets: the utilization of blockchains for digital currencies and general retail payment solutions across the globe. Stablecoins are being applied at scale not only for the purpose of exchange or payment but even for purchasing in real life.

DeCard Simplifies Everyday Stablecoin Spending

DeCard was built to simplify crypto payments and make stablecoin spending effortless. Traditionally, stablecoins have been used mainly for online trading or DeFi activities. They rarely find their way into day-to-day commerce. Polygon’s integration changes that by transforming on-chain assets into real-world money that works at the checkout counter.

Polygon’s network ensures that these transactions are quick and affordable. With average transaction fees around $0.001 and settlement times under five seconds, it’s an ideal choice for small and micro-payments. This makes it possible for users to buy everyday items like coffee or groceries using their stablecoins, without waiting for conversions or paying high fees.

For fintech companies, this partnership is evidence that blockchain technology can merge with traditional finance to create seamless payment experiences.

DeCard and Polygon Enable On-Chain Dollar Transactions

The importance of stablecoins is rising because they are increasingly being used where the old and new models of finance meet. Through the alliance between DeCard and Polygon, it is now possible to hold, send, and spend digital dollars without leaving the world of blockchain.

Polygon has an existing Proof-of-Stake network that has garnered trust with large institutions such as Stripe, Revolut, and Apollo for being speedy, scalable, and low-cost. The tie-up with DeCard brings this trust to real-world payment systems, demonstrating that crypto can work in such an efficient manner akin to fintech solutions.

Also Read: Polygon (POL) Nears $0.2050 Resistance: Is a Breakout Imminent?

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