In 2025, cryptocurrencies like Bitcoin, Ethereum, and stablecoins are no longer just investment assets — they’ve become a real payment method across Europe. Thanks to crypto cards, Europeans can now shop in stores, dine out, pay online, or even withdraw cash from ATMs using digital assets. These cards offer convenience on par with traditional debit cards and seamlessly connect crypto wallets with everyday payments.

What Is a Crypto Card?

A crypto card links to your crypto wallet and converts assets like BTC, ETH, or USDC into fiat currency (EUR) at the time of purchase. Backed by Visa or Mastercard, these cards work worldwide and provide:

• Simplicity: Pay with crypto like any regular card
• Security: Advanced encryption and spending controls
• Global reach: Accepted almost everywhere
• Flexibility: Mobile payment support, rewards, and IBAN integration

Top 7 Crypto Cards in Europe (2025)

1. Trustee Plus Card
 A leading solution for Europeans, available as both virtual and physical cards. Offers 0.5% crypto exchange fees, supports BTC, ETH, USDC, and more. Linked to a European IBAN and compatible with Apple Pay/Google Pay. Max limit: €50,000/month.
 Bonus: Referral program with up to €5 per invited user.

2. Kraken Card
 Visa card with up to 5% cashback in BTC/USDC. Requires ~$100 balance. Available across EEA, Canada, Australia. High security but charges ~1% exchange fees.

3. Crypto.com Card
 Multi-tier Visa card with up to 5% cashback in CRO (staking required). Covers 100+ cryptos. Available in EEA, US, Singapore. Global support and mobile-friendly.

4. Coinbase Card
 Visa card with up to 4% crypto cashback. Easy to use, supports BTC, USDC, etc. Limited availability in some EU countries. ~2% ATM withdrawal fee.

5. Wirex Card
 Mastercard offering crypto rewards and fiat support. Available in 30+ European countries. Exchange fees ~1.5–2%. User-friendly but app design could improve.

6. Bybit Card
 Low-fee Mastercard for BTC, ETH, USDC users. Limited functionality but integrated with Bybit. Available in select EU countries.

7. Revolut Crypto Card
 Beginner-friendly Visa/Mastercard card, connected to Revolut. Supports basic crypto assets with ~1.5–2.5% fees. Great UX, limited crypto options.

Final Verdict

The Trustee Plus Card stands out in 2025 as Europe’s top crypto card — offering low fees, powerful features, multi-currency support, and an easy onboarding process. It’s ideal for users who want to pay with crypto affordably, securely, and without hassle.